Ovais Husain Real Estate Agent

Preparing To Buy A Home

• Getting Prepared

• First Time Buyers

• Renting vs. Owning

• How Much Do I Need

• What Can I Afford?

• Income vs. Debt Ratios

• Estimate Your Buying Power

• Understanding Your Credit Score

• Examining Your Credit History

• Getting Pre-Approved

Finding A Property

• Are You Ready To Find A Property?

• Visiting Open Homes

• Using A Property Checklist

• Other Considerations

Making An Offer

• The Basics Of Making An Offer

• The Purchase Agreement

• What You Need To Know

• Negotiating

• How Much Should I Offer?

Finding a Home Loan

• What Is A Mortgage?

• Typical Mortgage Providers

• Choosing A Mortgage

• Fixed Rate Mortgages

• Adjustable Rate Mortgages

• Common Questions

• Loan Applications

• Loan Application Checklist

• The Underwriter

• What Will Be Included In My Mortgage Payments?

• Your Rights As A Consumer

Closing The Deal

• What Is Escrow?
• The Sale Process
• Your Responsibilities
• Buyer Disclosures 101
• The Loan Process
• Closing Costs
• Who Pays For What?
• The Escrow Process
• Property Tax Calendar